FinanceUS

Upstart Layoffs

November 2022

Upstart announced a layoff affecting 140 employees (7% of its workforce) in November 2022. The company operates in the Finance sector.

Share:
People Affected

140

Percentage

7%

Announced Date

Nov 1, 2022

Company Information

Industry
Finance
Country
US
Region
SF Bay Area
Last Updated: Apr 18, 2026

About

In November 2022, fintech lending giant Upstart laid off approximately 140 employees, representing 7% of its then 2,000-strong workforce. The company, which operates a cloud-based AI lending platform, attributed the staff reduction to ongoing economic challenges and a significant decline in loan demand, driven largely by the Federal Reserve's interest rate hikes to combat inflation. This downturn led to a sharp drop in Upstart's loan volumes and a dramatic 84% fall in its share price over the year. The layoffs, focused on roles processing loan applications, were described as a difficult but necessary step for the company's long-term health, with no further cuts anticipated at that time.

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